6 Tricks to Manifest Money to Pay Off Debt

By Mia Fox
By Mia Fox

Bestselling Manifestation Book Author of 'Become the CEO of Your Dream Life'

Do you want to manifest money to pay off debts? Almost everyone experiences debt in their lifetime. It can be a crushing weight on your shoulders to see the large sum you still need to pay off. However, you can use a few tricks to manifest money to help you pay off that debt. 

Manifesting money from a state of lack is a bit different than manifesting money from a state of abundance. But don’t worry, learn in this post how to use the law of attraction to manifest money, even when you are broke and need it. 

If you’re in debt, then you’re probably feeling frustrated. It is exhausting to work every day to pay off something and feel like you can’t get ahead.

Wouldn’t it be a fantastic feeling to be debt-free and able to use your hard-earned money to enjoy your life in a more fulfilling way? Here my top Law of Attraction tips to manifest money to pay off debt.

Check Your Mindset

If you want to know how to manifest money, it is all about the mindset.

When we are in debt, our mind is tuned to protect us from harmful situations, and it causes us to focus more on the debt. In other words, the negative.

Focusing on your debt will cause you to feel bad about it and will ultimately make it difficult to manifest money into your life.

You can’t manifest abundance out of a feeling of lack!

If you ensure that you have the right mindset, paying off your debt will be infinitely easier. If you tackle your debt with a positive mindset that feels empowered and grateful for your life, then you will be able to cultivate more abundance and positivity from your life.

The key is not to focus on the debt, but to shift it towards the cultivation of abundance and of having more than enough.

Doing so will cause more to flow towards you, in your life, that will lead to you being completely debt-free.

Observe Your Thoughts

The color of your thoughts shapes your subconscious mind and your character.

One way to start working with the universal laws, by reprogramming your subconscious mind, to manifest more money and get out of debt is to begin to notice the thoughts you’re regularly having.

Our thoughts create our emotional state, and our emotional state influences our belief systems.

If you are continually thinking about how much debt you’re in, you will start to feel overwhelmed and helpless, leading to a belief that you will never get out of debt.

A belief system like this can keep you going in circles as you continue to focus on dept instead of abundance.

It is essential to start to flip your negative thoughts into the ones that you want, and that is more productive for you.

For example, instead of thinking about debt, you could switch to thinking about abundance and possible ways to make more money.

It will not magically make your debt go away, of course, but it will cause your mind to start focusing on other abundant things instead of other debt-worthy things. And your entire life will follow.

Set It and Forget It

In a practical sense, it is crucial to take care of your debt. However, you don’t want to be controlled by your feelings about your debt.

It is helpful to find an automated way to pay off your debt, where you do not have to pay attention to it regularly.

You can consolidate your debt into a single stream and have the money come out of your account automatically.

That way, you don’t have to attend to it personally, you know it is getting paid off properly, and you can focus your attention on thoughts and feelings that will bring you more abundance.


Visualization is universally one of the most powerful tools you can use for manifesting, even if you’re using the Law of Attraction to become debt-free.

Visualization is the practice of imagining ourselves within our desired situation. Our subconscious mind doesn’t know the difference between real experiences and imagined ones.

If you were to visualize yourself living an abundant, debt-free life filled with positive experiences and income, your subconscious would slowly begin to believe this is your current situation.

You would naturally start to become a person who attracts abundance through their thoughts, actions, and belief systems.

You never want to visualize yourself in debt. You want to focus on the positive experiences of abundance. Remember, what you focus on, grows whether it is positive or negative.

Set Goals

Setting goals is a powerful and practical way to use the Law of Attraction to get out of debt.

When you set BIG goals, you are not only programming your subconscious mind to aim for a new financial goal, but you are giving yourself the motivation and the groundwork towards future success.

Setting goals is one of the most recommended tools for achieving any dream.

It gives you a target to aim for and a direction. Also, if you set a financial goal such as having $50,000 in your bank account, you are now working towards a positive emotion and achievement instead of focusing on a negative one like having – $50,000 to your name.

Shifting your focus is the focal point of setting goals to manifest more money to pay off debt.

Btw. in my manifesting book, “Become the CEO of Your Dream Life,” I share my advanced goal-setting method, inspired by Walt Disney, that will help you to activate the universal laws.

This will skyrocket your manifesting success.

Money is not the only thing you can manifest with my formula, but it is definitely easy to manifest once you understand my signature manifesting method I teach in my book.


Using money affirmations can be a useful tool in manifesting money into your life.

Affirmations act as constant suggestions which your subconscious mind starts to believe as THE truth over time. This works similarly to visualization.

You can set your own statements, or you can listen to audios that are designed specifically for that purpose.

You can even write them on a piece of paper, like in the 55×5 manifestation method, where you have to write done your affirmations 55 times for five days in a row.

If you are setting your affirmations, ensure that they are positive, and reflect your desired goal. Focus on what you want, aka, having more than enough money, having financial freedom, or a certain number in your bank.

Never focus on the negative aspects. Affirmations are all about programming your subconscious mind to focus on what you want instead of what you don’t.


Conclusion About Manifesting Money to Get Out of Debt

If you use these tricks daily, you will begin to manifest more money to pay off your debt. Guaranteed!

You may even find that it starts to happen effortlessly. Be sure that you take ACTION and do the personal work necessary.

If you continue to do what you always have, you will only get the things you always did.

Do you want to learn more about manifesting money or any of your desires? Then check out my manifesting guide, I’m sure you will love it.

Get Your Copy Here.

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ABOUT THE AUTHOR: Mia Fox is a bestselling author, founder & CEO of the SelfMadeLadies Community. After a decade as an NLP coach, helping women to overcome their abundance blocks and turning big dreams into reality, she started her manifestation blog in 2018. Since then, she has helped millions of readers with her practical manifesting tips, and wrote her bestselling manifestation book “Become the CEO of Your Dream Life,” which turned into an award-winning transformational program, teaching students in over 222 countries worldwide how they can transform their lives with self-coaching. Read more about Mia Fox here.

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