6 Tricks to Manifest Money to Pay Off Debt

It can be hard to stay in a positive money mindset and manifest money when you have debts to pay off. I get it. The thing is, almost everyone experiences some debt in their lifetime. And while it can be a crushing weight on your shoulders to see the large sum, you still need to pay off…

There are some tricks you can use to manifest money to help you pay off your debts. Here are my top ones:

woman sitting at atable making her budget worried about her finances thinking about how to manifest money

If you’re in debt, then you’re probably feeling frustrated. It is exhausting to work every day to pay off something and feel like you can’t get ahead.

Manifesting money from a state of lack is a bit different than manifesting money from a state of abundance. But don’t worry. In this post, you’ll learn how to use the law of attraction to manifest money even when you are broke and need it. 

Check Your Mindset

Manifesting money, is no different to manifest other things, it has a lot to do with your mindset.

This means your subconscious mind needs to align with what you desire. And that’s where it gets a bit tricky here.

When we are in debt, our mind is tuned to protect us from harmful situations, and it causes us to focus more on the debt. In other words, the negative. Focusing on your debt will cause you to feel bad about it and will ultimately make it difficult to manifest money into your life.

You can’t manifest abundance out of a feeling of lack!

If you ensure that you have the right mindset, paying off your debt will be so much easier. If you tackle your debt with a positive mindset that feels empowered and grateful for your life, then you will be able to cultivate more abundance and positivity in your life.

The key is not to focus on the debt but to shift it towards the cultivation of abundance and of having more than enough. Doing so will cause more to flow towards you in your life, which will lead to you being completely debt-free.

Actionable Tip: Gratitude is very powerful for this. When you feel grateful towards the fact that you CAN pay off debts (instead the fact that you MUST pay debts), your entire mindset will shift.

mockup of free manifestation email course by selfmadeladies mia fox

Observe Your Thoughts

Your thoughts shape your subconscious mind and, therefore, your reality. So one way to manifest money, regardless of your situation, and reprogram your subconscious mind, is to begin to notice the thoughts you’re regularly having.

Our thoughts create our emotional state, and our emotional state influences our belief systems.

If you are continually thinking about how much debt you’re in, you will start to feel overwhelmed and helpless, leading to a belief that you will never get out of debt.

A belief system like this can keep you going in circles as you continue to focus on debt instead of abundance.

It’s essential to start to flip your negative thoughts into the ones that you want and that are more productive for you.

For example, instead of thinking about debt, you could switch to thinking about abundance and possible ways to make more money.

It will not magically make your debt go away, of course, but it will cause your mind to start focusing on other abundant things instead of that feeling of lack. It will take a bit of time, but soon, your entire life will follow.

mockup of free manifestation email course by selfmadeladies mia fox

Set It And Forget It

It’s crucial to take care of your debt.

No matter what other ‘Law of Attraction Gurus’ might want you to believe, the manifestation is not some magical trick. It requires action. And one action would be to get rid of your debts.

However, you don’t want to be controlled by your feelings about your current situation. So, it can be helpful to find an automated way to pay off your debts, where you do not have to pay attention to it regularly.

Actionable Tip: You can consolidate your debt into a single stream and have the money come out of your account automatically. That way, you don’t have to give it too much attention; you know it is getting paid off, and you can focus on more positive stuff.

woman visualizing herself how she has money to save, adding to her piggybank

Visualize Yourself With Money

Visualization is one of the most powerful tools you can use for manifestation.

Visualization is the practice of imagining ourselves within our desired situation. It works because your subconscious mind doesn’t know the difference between real experiences and imagined ones.

If you were to visualize yourself living an abundant, debt-free life filled with positive experiences and a high income, your subconscious would slowly begin to believe this is your current situation.

You would naturally start to become a person who attracts abundance through their thoughts, actions, and belief systems.

You never want to visualize yourself in debt. You want to focus on the positive experiences of abundance. Remember, what you focus on grows, whether it is positive or negative.

Actionable Tip: You can practice visualization in your daily manifestation routine, but when becoming debt-free is your goal, use it specifically to re-focus when the feeling of lack comes up. Every time you get reminded of your debts, close your eyes and imagine a life of financial freedom.

mockup of free manifestation email course by selfmadeladies mia fox

Set Big Money Goals

Setting big money goals might sound contradictory when you are knee-deep in debt. I get it.

But setting big goals is a key practice when you want to manifest. And manifesting money while your bank account is empty and the bills pile up definitely needs a bit of going the extra mile.

When you set BIG goals, you are not only programming your subconscious mind to aim for a new challange, but you are giving yourself the motivation and the groundwork towards your future success.

Without having big goals, it’s going to be very hard to take the needed action.

It gives you direction. Also, if you set a big financial goal, such as having $100,000 in your bank account, you are now concentrating on positive outcomes instead of focusing on a negative one (like being broke and in debt.)

Btw. in my bestselling manifestation book, “Become the CEO of Your Dream Life,” I share my advanced goal-setting method, inspired by Walt Disney, helping you to activate very strong subconscious triggers.

This will skyrocket your manifesting success.

Use Positive Money Affirmations

Using positive money affirmations can be another useful tool to re-focus on the positive instead of your debts.

Affirmations act as constant suggestions, which, over time, your subconscious mind starts to believe as THE truth.

This works similarly to visualization.

If you are setting your affirmations, ensure that they are positive and reflect your desired goal. Focus on what you want, a.k .a. having more than enough money, having financial freedom, or having a certain amount in your bank.

Never focus on the negative aspects. Affirmations are all about programming your subconscious mind to focus on what you want instead of what you don’t.

You can set your own statements, or you can listen to recorded affirmations that are designed specifically for that purpose.

Actionable Tip: Listen to these getting out of debt manifestation affirmations, I created for you.

mockup of free manifestation email course by selfmadeladies mia fox

Conclusion About Manifesting Money To Get Out Of Debt

If you use these tricks daily, you will begin to shift your money mindset and manifest more money to pay off your debt. You may even find that it starts to happen effortlessly.

Be sure that you take ACTION and do the work necessary.

As someone who experienced the negative impact of having a lot of debts in the past and now living a life in financial freedom, I can tell you: it’s worth it.

If you want to learn more about my action-based manifestation method, join my free 5-day manifestation email course.

signature saying xo mia fox
Share the Love