How to Manifest Money When You Are Broke

By Mia Fox
By Mia Fox

Bestselling Manifestation Book Author of 'Become the CEO of Your Dream Life'

Your bank account is empty, your credit card is overdrawn, and to make things even worse, a big bill which you didn’t expect at all lands in your mailbox. Using the Law of Attraction to manifest money could now be your rescue? Here are my top tips for you on how you can manifest money and abundance even when you have no money in the bank.

woman calculating her debts

So the big question is, how can you manifest money when you are broke? Manifesting money when you are broke is not different from manifesting anything else; it all comes back to the energy you feel and how you program your subconscious mind.  And you can consciously choose how abundant you want to feel.

When you urgently need money, you are desperate, but if you are desperate and concentrate on the feeling of lack, such as  “I don’t have enough,” you will block the flow of money and the feeling of more abundance.

And that makes it really hard to manifest money and abundance.

This is like a vicious circle from which you can hardly break out again:

  • You have no money, so you desperately need money.

  • You want to manifest money, but your energy is set on “lack of money” and desperation.

  • You’re blocking the flow of money, so you still need money. You are still desperate.

The reason that you still not have the amount of money you want, and lack abundance, is not that there is not enough money around, or because you are unlucky in life. It has to do with the fact that you start with the wrong emotional frequency.

With an energy that blocks abundance and the flow of money.

The problem is, as long as you’re in this “poor money mindset” state, all the Law of Attraction money tips in the world won’t help. No money manifestation meditation, money affirmations, or mantras.

What you need first is a mindset switch. And that is not always so easy.

As someone who grew up with a very negative money mindset, I know that too well.

I didn’t lack anything as a child, but still, my parents had a very limited money mindset.

I’ve heard things like “you have to work hard for money” and “you learn to save from the wealthy” more than once. And that’s how my parents lived their whole lives. 

They never really had much, but they worked very hard. Always.

When I moved out of my parents’ place, at the age of 18, I tried everything I could to get more money. With hard work, of course.

But I failed, and the whole thing brought me into a spiral of self-doubt and self-hate. And my situation became even more difficult.

I ended up homeless, without a job, without money, and full of hopelessness, more than once. This repeated over and over again in my life until I started to move my subconscious mind in another direction.

Learn to Think Rich

Like attracts like! Sure, what we concentrate on we attract.

But how can you attract money and a feeling of abundance, when all you think about is how to pay the rent or put food on the table?

And your situation may not even be that bad; maybe you have enough money, but every time you have to pay something, you feel negative about it. 

You have to understand that there are no rich and poor people, only poor and rich thinkers. It’s all in your head how you perceive things is a conscious decision you can make.

Concentrate on the things that make you feel rich, which gives you a feeling of abundance. And you will be surprised because there are things you would not have expected.

We often believe that only the things that cost a lot of money can give us this feeling. But it doesn’t matter if you live in a 20 million mansion or in a cute little cottage, if you make yourself comfortable, and feel happy in it, you will feel rich.

Start to Act Rich

Act as if, that’ how the manifesting process works. Program your subconscious mind to a new reality, and it will take you exactly there.

“Act as if, however, is so often misinterpreted. It’s not about you going out with your credit card and emptying expensive fashion boutiques or borrowing a Lamborghini for the weekend. 

These things would almost certainly backfire a few weeks later if you open the credit card bill and have no idea how to pay it.

It’s about thinking, what really gives you the feeling of abundance and wealth, and then thinking about what your life would look like if you were rich.

And then you start to implement the things you already can:

  • Looking better after yourself (self-care doesn’t necessarily cost money.)

  • Thinking differently.

  • To speak differently.

  • Hanging out with different people.

  • Read a book instead of watching a cat video on Facebook.


“Act as if” doesn’t mean you have to fake anything.

That can work quite well, but only when your subconscious mind is really running on the new “I’m rich” program, until then, I will keep my hands off the whole “fake it until you make it” thing.

You might also like my post with the top tricks to manifest money to pay off debt.

Take Action Towards Your Money Goals

Without the right action, nothing will change. Sure, to think differently, to reprogramming your subconscious mind, and also to behave differently, are basically all action steps.

But manifesting doesn’t stop there, and you want to manifest a lot of money after all.

Here at SelfMadeLadies, my money mindset and manifesting community,  I help female action takers turn their dreams into goals and crush them. And the emphasis is clearly on action takers.

Maybe sometimes I sound like a broken record, but I have to repeat it again and again: your belief is just not enough.

It’s called the Law of AttrACTION and not the Law of Belief. 

No matter in which area you use the Law of Attraction, also when manifesting money, without taking the next step, nothing will happen.

Money won’t fall from the sky; after all, we’re not in the Netflix series “la Casa de Papel.”

I see manifesting as a goal setting and goal achieving process, and if you want to get more money into your life, you have to do something about it.

As long as your money mindset is set to poor, you will be blocked, and your action steps, if you do anything at all, will rarely be successful. So make sure you have successfully completed steps 1 and 2 first.

All you need then is a clear plan of how you can get more money. You can look for a better-paid job, or ask your boss for a salary increase. Or you can create a new product for your business, set up a new sales funnel, see how you can generate more leads.

But do the mindset work first, and then the actions will come effortlessly.

You Want More Help Manifesting Money & Abundance?

I know that, in theory, everything sounds a lot easier than in reality. It took me years to get my broken money mindset to where it is today and finally feel rich.

But that changed my life.

Today I live a completely different life than I did ten years ago. I live in my dream apartment, which costs more rent than I earned a few years back in an entire month. I travel a lot and always in first class. I have several passive income streams that allow me to live my life the way I want.

And the best thing is, the whole situation allowed me to build up a business where I can live my passion. My passion for helping other women, just like you, gorgeous.

And that’s what I’m here for.

I don’t believe that you can learn mindset work and manifestation from reading law of attraction books alone. Oh, did I just say this? After all, I wrote a book myself?

But you have to understand that my book “Become the CEO of your Dream Life” is a practical manifesting playbook for women; it is really a hands-on guide to manifesting.

And if you are really serious, and want to achieve a significant mindset change from your old, poor thinking to a new, rich and abundant thinking, I strongly recommend you to read it ASAP!

Grab Your Copy Here.

an image of mia fox bestselling author of the manifestation book become the ceo of your dream life

ABOUT THE AUTHOR: Mia Fox is a bestselling author, founder & CEO of the SelfMadeLadies Community. After a decade as an NLP coach, helping women to overcome their abundance blocks and turning big dreams into reality, she started her manifestation blog in 2018. Since then, she has helped millions of readers with her practical manifesting tips, and wrote her bestselling manifestation book “Become the CEO of Your Dream Life,” which turned into an award-winning transformational program, teaching students in over 222 countries worldwide how they can transform their lives with self-coaching. Read more about Mia Fox here.

iPhone showing guided meditations for manifestation on the display

Don't Leave Empty Handed

Grab My Favorite Guided Meditation Session to Reprogram Your Subconscious Mind & Attract the Life You Love!

© SelfMadeLadies by Mia Fox